Legal Issues for Technology-Based Loans in Indonesia

Penulis

  • Dimas Pramodya Dwipayana Universitas PGRI Madiun image/svg+xml
  • I Gusti Ayu Ketut Rachmi Handayani Universitas Sebelas Maret Surakarta
  • Siska Diana Sari Universitas PGRI Madiun image/svg+xml
  • Dimas Firmansyah Wijaya Universitas PGRI Madiun image/svg+xml

DOI:

https://doi.org/10.31000/ijlp.v1i2.3162

Kata Kunci:

Financial Technology, Lending and Borrowing, Legal Protection, Legislation in Indonesia

Abstrak

Technological developments in the era of globalization have crept into the financial world. The high demand for people in financial matters makes financial technology grow rapidly. Community problems in meeting financing needs are increasingly needed so funding sources are needed. In practice, there are insufficient funding sources to help the community, the process is complicated and requires a long time to make peer to peer lending begin to be looked at by Indonesians who are looking for sources of funding. Legal norms in positive law and by type of library research. The conclusion of this research is that users must protect more in carrying out all activities that require financial technology, borrowing money, and in conducting peer to peer lending practices in order to guarantee legal certainty in accordance with the laws and regulations in force in Indonesia

Biografi Penulis

  • Dimas Pramodya Dwipayana, Universitas PGRI Madiun
    lecturer
  • I Gusti Ayu Ketut Rachmi Handayani, Universitas Sebelas Maret Surakarta
    Professor
  • Siska Diana Sari, Universitas PGRI Madiun
    Lecturer
  • Dimas Firmansyah Wijaya, Universitas PGRI Madiun
    student

Referensi

Drs. H. Malayu S.P. Hasibuan. (2008). Dasar-dasar Perbankan. Jakarta: PT Bumi Aksara.

Drs. Zainul Arifin, MBA. (2003). Dasar-dasar Manajemen Bank Syariah. Jakarta: Alva Bet.

Kasmir SE.M.M. (2008). Bank dan Lembaga Keuangan Lainnya. Edisi Revisi. Jakarta: PT Raga Grafindo Persada.

M. Sulhan, S.E., M.M. Ely Siswanto, M.M. (2008). Manajemen Bank-Konvensional dan Syariah. Malang: UIN-Malang Press.

Muhammad Syafi’I Antonio. (2001). Bank Syariah-Dari Teori Ke Praktik. Jakarta: Gema Insani.

Prof. Dr. H. Veithzal Rivai, M.B.A. (2006). Credit Management Handbook-Teori, Konsep, Prosedur, dan Aplikasi Panduan Praktis Mahasiswa, Bankir, dan Nasabah. Jakarta: PT. Raja Grafindo Persada.

Unduhan

Diterbitkan

2020-11-30

Terbitan

Vol 1 No 2 (2020): Indonesian Journal of Law and Policy Studies

Bagian

Articles

Lisensi

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