PENGARUH CAR, BOPO, DAN NIM TERHADAP ROA

Authors

DOI:

https://doi.org/10.31000/competitive.v5i2.4317

Abstract

Penelitian ini memiliki tujuan untuk mengetahui pengaruh dari return on asset (ROA) bank umum syariah, rasio kecukupan modal (CAR), pendapatan operasional dan biaya operasional (BOPO) dan net interest margin (NIM) selama periode 2014-2019. Data sampel untuk penelitian ini terdiri dari 4 bank umum syariah, yaitu: Bank Syariah Mandiri, Bank Syariah Amerika-Kanada, Bank Syariah Muammarat dan Bank Syariah BNI. Dalam penelitian ini, regresi linier berganda sebagai metode analisis digunakan untuk menguji hipotesis. Berdasarkan hasil uji simultan diketahui bahwa tingkat BOPO, CAR dan NIM memiliki pengaruh yang positif dan signifikan terhadap ROA bank umum syariah.BOPO memiliki pengaruh yang signifikan secara statistik dan signifikan terhadap ROA bank umum syariah. . Dan CAR berpengaruh positif, namun pengaruhnya terhadap ROA tidak signifikan, dan NIM berpengaruh terhadap ROA, namun tidak konsisten

Author Biography

  • Fahmi ali fajar auliya, University of Singaperbangsa Karawang
    Mahasiswa S1 Akuntansi

References

Fadilawati, N., & Fitri, M. (2019). Pengaruh Return On Asset, Biaya Operasional Atas Pendapatan Operasional, Financing to Deposit Ratio, dan Non Performing Financing Terhadap Tingkat Bagi Hasil Deposito Mudharabah (Studi Empiris Pada Bank Umum Syariah di Indonesia Periode 2012-2015). Jurnal Ilmiah Mahasiswa Ekonomi Akuntansi (JIMEKA), 4(1): 11.

Litriani, E. (2016). Pengaruh Npf, Fdr, Bopo Terhadap Return on Asset (Roa) Pada Bank Umum Syariah. I-Economics, 2(1), 31–49.

Moorcy, H. N., Sukimin, & Juwari. (2020). Pengaruh FDR, BOPO, NPF, dan CAR terhadap ROA pada PT. Bank Syariah Mandiri Periode 2012-2019. Jurnal Geo Ekonomi, 11(1): 74-89. http://jurnal.fem.uniba-bpn.ac.id/index.php/geoekonomi

Permatasari, P. (2020). Pengaruh Car, Nim, Fdr, Npf, Dan Bopo Terhadap Profitabilitas (Return on Assets) Pada Bank Umum Syariah Di Indonesia Periode 2014 - 2019. http://repository.uinjkt.ac.id/dspace/handle/123456789/52371

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Published

2021-07-01

Issue

Vol. 5 No. 2 (2021): Competitive Jurnal Akuntansi dan Keuangan

Section

Articles

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