Pengaruh Modal Pinjaman dan Kredit Bermasalah terhadap Profitabilitas

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DOI:

https://doi.org/10.31000/competitive.v7i2.4800

Abstract

 This study aims to: (1) Explain the effect of loan capital on profitability. (2) Explaining the effect of non-performing loans on profitability. (3) Explaining the effect of loan capital and non-performing loans on profitability. The variables used in this study are Loan Capital (X1), Non-performing Loans (X2), Profitability (X3). This research was conducted at the Citra Utama Credit Cooperative for the 2016-2020 period. The sampling technique in this study used a purpose sampling technique. Sources of data used are secondary data sources obtained by means of documentation and literature study.The data analysis used is non-parametric with classical assumption test in this study is normality test, multicollinearity test, heteroscedasticity test, multiple linear regression analysis. Hypothesis test using t test, f test, and coefficient of determination. With the results of the research loan capital has no effect on profitability with the significance of the loan capital variable (X1) 0.073 > 0.05 and tcount < ttable (-1.852 < 2.002), non-performing loans have a negative effect on profitability with the significance of loan capital variable (X1) 0.044 > 0 .05 and tcount > ttable (-2.056 < 2.002), Loan capital, non-performing loans have a simultaneous effect on profitability with a significance of 0.072 > 0.05 Fcount that is 2.756 > Ftable 3.16.

Keywords: Loan Capital, Non-performing Loans, Profitability

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References

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Published

2024-05-07

Issue

Vol. 7 No. 2 (2023): Competitive Jurnal Akuntansi dan Keuangan

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Articles

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How to Cite

[1]
G. W. Nugroho, I. Nurodin, and M. Artiamara, “Pengaruh Modal Pinjaman dan Kredit Bermasalah terhadap Profitabilitas”, COMPETITIVE, vol. 7, no. 2, pp. 1–7, May 2024, doi: 10.31000/competitive.v7i2.4800.