Analisis Faktor Determinan yang Mempengaruhi Pembiayaan Bermasalah pada Bank Umum Syariah di Indonesia

Penulis

DOI:

https://doi.org/10.31000/competitive.v6i2.4610

Abstrak

This study aims to analyze the determinants that affect problematic financing in Islamic Banks in Indonesia. The data analysis method used is Multiple Regression Analysis. The reseach data consists of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), and Operating Effeciency Ratio (BOPO), and Non Performing Financing (NPF). The results showed thats the Capital Adequacy Ratio (CAR) and the Financing to Deposit Ratio (FDR) had a negative and significant effect on Non Performing Financing (NPF). Operating Effeciency Ratio (BOPO) has a positive and significant effect on Non Performing Finance. The Results showed that the variables CAR, FDR, and BOPO simultaneously affect the NPF of Islamic Banks in Indonesia.

 

Unduhan

Data unduhan tidak tersedia.

Diterbitkan

2023-01-04

Terbitan

Vol 6 No 2 (2022): Competitive Jurnal Akuntansi dan Keuangan

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Articles

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Cara Mengutip

[1]
S. Nurfadilah, “Analisis Faktor Determinan yang Mempengaruhi Pembiayaan Bermasalah pada Bank Umum Syariah di Indonesia”, COMPETITIVE, vol. 6, no. 2, Jan 2023, doi: 10.31000/competitive.v6i2.4610.