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Pengaruh Literasi Keuangan, Locus of Control, dan Financial Self Efficacy Terhadap Perilaku Manajemen Keuangan. JMB [Internet]. 2021 Sep. 28 [cited 2026 Oct. 5];10(2). Available from: https://jurnal.umt.ac.id/index.php/jmb/article/view/5132