PENGARUH CAR DAN FDR TERHADAP NPF (Studi Kasus Pada Bank Umum Syariah Tahun 2015-2020)
DOI:
https://doi.org/10.31000/competitive.v7i2.4822Abstract
The purpose of this study is to determine whether the dependent variable in this study can be influenced by the independent variable. The population in this study were 14 Islamic Commercial Banks with the sampling technique used was purposive sampling. Obtained a sample of 5 Islamic Commercial Banks registered with the OJK. In this study, multiple regression was used to test the hypothesis. Based on the results of the simultaneous test, it is known that NPF can be affected by CAR and FDR together. Based on the partial test, NPF can be affected by CAR but NPF cannot be affected by FDR.
References
Akbar, D. A. (2016). Inflasi, Gross Domesctic Product (GDP), Capital Adequacy Ratio (CAR), Dan Finance To Deposit Ratio (FDR) Terhadap Non Performing Financing (NPF) Pada Bank Umum Syariah Di Indonesia. I-Economic, 2(2), 19–37.
Amelia, E. A. (2019). Pengaruh Capital Adequacy Ratio ( CAR ), Inflasi dan Financing to Deposit Ratio ( FDR ) terhadap Non Performing Financing ( NPF ) pada Bank Umum Syariah Periode 2015-2017. Jurnal Intelektualita: Keislaman,Sosial Dan Sains, 8(1).
Aziza, Sylvia, R. V., Mulazid, & Sofyan, A. (2017). Analisis Pengaruh Dana Pihak Ketiga, Non Performing Financing, Capital Adequacy Ratio, Modal Sendiri dan Marjin Keuntungan Terhadap Pembiayaan Murabahah. JEBI (Jurnal Ekonomi Dan Bisnis Islam), 2(1), 1–15.
Dendawijaya, L. (2009). Manajemen Perbankan, Edisi ketiga. Bogor: PT. Ghalia Indonesia.
Dendawijaya, L. (2015). Manajemen perbankan. Jakarta: Ghalia Indonesia.
Hamdani, H., Wahyuni, N., Amin, A., & Sulfitra, S. (2018). Analisis Faktor-Faktor yang mempengaruhi Kinerja Keuangan Bank Umum Syariah yang terdaftar di Bursa Efek Indonesia (BEI) (Periode 2014-2016). Jurnal Ekonomi Dan Manajemen Teknologi (EMT), 2(2), 55–109. https://doi.org/10.35870/emt.v2i2.55
Marisya, F. (2019). Analisis Pengaruh Struktur Modal (CAR) Dandana Pihak Ketiga (FDR) Terhadap Profitabilitas (ROA) Dengan Kredit Bermasalah (NPF) Sebagai Varibel Intervening Pada Perbankan Umum Syariah Di Indonesia. JAZ:Jurnal Akuntansi Unihaz, 2(2), 1
Muhammad. (2011). Manajemen Bank Syari’ah. Yogyakarta: UPP STIM YKPN.
Rofi`ah, K., & Aina, A. (2019). Faktor-Faktor Non-Performing Financing ( NPF ) di Bank Umum Syariah Indonesia. Jurnal Ekonomi, XXIV(03), 452–467.
Veithzal, R., & Arifin, A. (2010). Islamic Banking Sebuah Teori, Konsep, Dan Aplikasi. Jakarta: PT Bumi Aksara.
Published
Issue
Section
License
Â
The authors who publish in this journal agree to the following terms:
Â
The authors retain copyright and grant the journal the right of first publication, with the work simultaneously licensed under a Lisensi Atribusi Creative Commons (CC BY) that allows others to share the work with acknowledgment of the work’s authorship and its initial publication in this journal.
Â
Authors may enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (for example, posting it to an institutional repository or publishing it in a book), with acknowledgment of its initial publication in this journal.
Â
Authors are permitted and encouraged to post their work online (for example, in institutional repositories or on their personal websites) prior to and during the submission process, as this can lead to productive exchanges as well as earlier and greater citation of the published work (see The Pengaruh Akses Terbuka ).
Â
The Competitive Journal of Accounting and Finance applies the CC-BY-SA license or its equivalent as the optimal license for the publication, distribution, use, and reuse of scholarly works.
Â
In developing strategies and setting priorities, the Competitive Journal of Accounting and Finance of Muhammadiyah University of Tangerang recognizes that free access is better than paid access, gratis access is better than restricted access, and libre under CC-BY-SA or its equivalent is better than libre under more restrictive open licenses. We must achieve what we can when we can. We must not delay achieving freedom in order to reach libre, and we must not stop at freedom when we can achieve libre.