ANALISIS FDR DAN BOPO YANG MEMPENGARUHI NPF (Studi Kasus Pada Bank Umum Syariah Tahun 2015-2020)
DOI:
https://doi.org/10.31000/competitive.v7i2.4882Abstract
The purpose of this research is to determine the effect of FDR and BOPO on ROA. Quantitative method is used as a method in this research. The population in this study consisted of 14 Islamic Commercial Banks and used Perposive Sampling sampling technique. Obtained a sample of 5 banks. This research gives the result that is. For the simultaneous f test that NPF can be affected by FDR and BOPO. The t-test shows that NPF cannot be affected by FDR but NPF can be significantly affected by BOPO.
Â
Keywords : FDR, BOPO and NPFÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â
References
Dirvi, D. S. A., Eksandy, A., & Mulyadi, M. (2020). Pengaruh Growth Opportunity, Nwc, Cash Conversion Cycle, Ios Dan Leverage Terhadap Cash Holding. Jemasi: Jurnal Ekonomi Manajemen Dan Akuntansi, 16(1), 44–58.
Faisal, F. (2021). Pengaruh Capital Adequacy Ratio ( CAR ) Dan Biaya Operasional Per Pendapatan Operasional ( BOPO ) Terhadap Non Performing Financing ( NPF ) Di BPRS Indonesia Periode 2014-2018. Ar-Rihlah: Jurnal Keuangan Dan Perbankan Syariah, 01(01).
Khatimah, H., Isnaeni, N., & Wijaya, R. (2020). Pengaruh BOPO ( Biaya Operasional Per Pendapatan Operasional ), DPK ( Dana Pihak Ketiga ) Dan CAR ( Capital Adequacy Ratio ) Terhadap NPF ( Non Performing Financing ) Pada PT . Bank Syariah Mandiri di Indonesia. Journal Najaha Iqtishod, 1, 20–32.
Lidyah, R. (2016). Dampak Inflasi , Bi Rate , Capital Adequacy Ratio ( CAR ), Biaya Operasional Pendapatan Operasional ( BOPO ) Terhadap Non Performing Financing ( NPF ) Pada Bank Umum Syariah Di Indonesia. I-Finance, 2(1), 1–19.
Mandasari, J. (2021). Pengaruh Return On Asset (ROA), Financing To Deposits Ratio (FDR) Terhadap Non Performing Financing (NPF) Pada Bank Syariah Di Indonesia Jayanti. Journal of Accounting, Finance and Auditing, 3(1), 25–33.
Rosidah, E. (2017). Pengaruh Financing To Deposit Ratio Terhadap Non Performing Financing Perbankan Syariah Di Indonesia. Jurnal Akuntansi, 12(2).
Published
Issue
Section
License
Â
The authors who publish in this journal agree to the following terms:
Â
The authors retain copyright and grant the journal the right of first publication, with the work simultaneously licensed under a Lisensi Atribusi Creative Commons (CC BY) that allows others to share the work with acknowledgment of the work’s authorship and its initial publication in this journal.
Â
Authors may enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal’s published version of the work (for example, posting it to an institutional repository or publishing it in a book), with acknowledgment of its initial publication in this journal.
Â
Authors are permitted and encouraged to post their work online (for example, in institutional repositories or on their personal websites) prior to and during the submission process, as this can lead to productive exchanges as well as earlier and greater citation of the published work (see The Pengaruh Akses Terbuka ).
Â
The Competitive Journal of Accounting and Finance applies the CC-BY-SA license or its equivalent as the optimal license for the publication, distribution, use, and reuse of scholarly works.
Â
In developing strategies and setting priorities, the Competitive Journal of Accounting and Finance of Muhammadiyah University of Tangerang recognizes that free access is better than paid access, gratis access is better than restricted access, and libre under CC-BY-SA or its equivalent is better than libre under more restrictive open licenses. We must achieve what we can when we can. We must not delay achieving freedom in order to reach libre, and we must not stop at freedom when we can achieve libre.