ANALISIS FDR DAN BOPO YANG MEMPENGARUHI NPF (Studi Kasus Pada Bank Umum Syariah Tahun 2015-2020)
DOI:
https://doi.org/10.31000/competitive.v7i2.4882Abstract
The purpose of this research is to determine the effect of FDR and BOPO on ROA. Quantitative method is used as a method in this research. The population in this study consisted of 14 Islamic Commercial Banks and used Perposive Sampling sampling technique. Obtained a sample of 5 banks. This research gives the result that is. For the simultaneous f test that NPF can be affected by FDR and BOPO. The t-test shows that NPF cannot be affected by FDR but NPF can be significantly affected by BOPO.
Â
Keywords : FDR, BOPO and NPFÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â
Downloads
References
Dirvi, D. S. A., Eksandy, A., & Mulyadi, M. (2020). Pengaruh Growth Opportunity, Nwc, Cash Conversion Cycle, Ios Dan Leverage Terhadap Cash Holding. Jemasi: Jurnal Ekonomi Manajemen Dan Akuntansi, 16(1), 44–58.
Faisal, F. (2021). Pengaruh Capital Adequacy Ratio ( CAR ) Dan Biaya Operasional Per Pendapatan Operasional ( BOPO ) Terhadap Non Performing Financing ( NPF ) Di BPRS Indonesia Periode 2014-2018. Ar-Rihlah: Jurnal Keuangan Dan Perbankan Syariah, 01(01).
Khatimah, H., Isnaeni, N., & Wijaya, R. (2020). Pengaruh BOPO ( Biaya Operasional Per Pendapatan Operasional ), DPK ( Dana Pihak Ketiga ) Dan CAR ( Capital Adequacy Ratio ) Terhadap NPF ( Non Performing Financing ) Pada PT . Bank Syariah Mandiri di Indonesia. Journal Najaha Iqtishod, 1, 20–32.
Lidyah, R. (2016). Dampak Inflasi , Bi Rate , Capital Adequacy Ratio ( CAR ), Biaya Operasional Pendapatan Operasional ( BOPO ) Terhadap Non Performing Financing ( NPF ) Pada Bank Umum Syariah Di Indonesia. I-Finance, 2(1), 1–19.
Mandasari, J. (2021). Pengaruh Return On Asset (ROA), Financing To Deposits Ratio (FDR) Terhadap Non Performing Financing (NPF) Pada Bank Syariah Di Indonesia Jayanti. Journal of Accounting, Finance and Auditing, 3(1), 25–33.
Rosidah, E. (2017). Pengaruh Financing To Deposit Ratio Terhadap Non Performing Financing Perbankan Syariah Di Indonesia. Jurnal Akuntansi, 12(2).
Published
Issue
Section
License
Copyright Notice
Authors who publish in Competitive Jurnal Akuntansi dan Keuangan agree to the following terms:
-
Authors retain the copyright of their work and grant the journal the right of first publication. The published work is simultaneously licensed under a Creative Commons Attribution License (CC BY-SA) or its equivalent, allowing others to share, distribute, adapt, and reuse the work with proper acknowledgment of the original authorship and initial publication in this journal.
-
Authors may enter into separate, additional contractual arrangements for the non-exclusive distribution of the published version of the work, such as depositing it in institutional repositories, personal websites, academic social networks, or publishing it as part of a book, provided that acknowledgment is given to its initial publication in this journal.
-
Authors are permitted and encouraged to post their manuscripts online, both before and during the submission process, including in institutional repositories or personal websites. This practice can facilitate academic exchange, increase visibility, and potentially enhance citation impact.
-
Competitive Jurnal Akuntansi dan Keuangan adopts the CC BY-SA license as the preferred license for the publication, dissemination, use, and reuse of scholarly works in support of open-access academic communication.
-
In developing publication strategies and editorial policies, Competitive Jurnal Akuntansi dan Keuangan recognizes that open and unrestricted access to scientific knowledge is essential for advancing global scholarship. Therefore, the journal supports wider accessibility, transparency, and responsible knowledge sharing in accordance with international open-access principles.
-
All published articles are freely accessible to readers worldwide without subscription or payment barriers, supporting broader dissemination of scientific knowledge and academic collaboration.