Financial Literacy, Financial Attitudes, Hedonism Lifestyle on Financial Management Behavior of Accounting Students of Surabaya City State University
DOI:
https://doi.org/10.31000/bvaj.v9i2.15212Abstrak
This study is important because it looks at the development of the digital era that affects students' financial behavior, especially the risk of poor financial management due to low financial literacy and the existence of a consumptive hedonistic lifestyle in the city of Surabaya. The purpose of this study is to examine the influence of financial literacy, financial attitudes, and hedonism lifestyle on the financial management behavior of accounting students at State University in Surabaya. The research method used was quantitative with a sample of 98 students from four public universities in the city of Surabaya. The data were analyzed using a structural model with validity, reliability, and hypothesis tests. The data collection technique uses probability sampling, with the proportionate stratified random sampling technique. The data analysis technique is with the help of Smart-PLS 4.0. The results showed that financial literacy, financial attitudes, and hedonistic lifestyles have a significant influence on students' financial management behavior. What distinguishes this study from previous studies lies in the specific focus on accounting students at four Surabaya state universities and the finding that a hedonistic lifestyle can encourage better financial management strategies despite risk. This research can be the basis for the development of educational programs related to financial knowledge that are more targeted.
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